5 top reasons why travel insurance is a must!

An overseas vacation with family is a joyous occasion for many. It is often a welcome break from the hustle-bustle of life, as people spend exclusive time with their near and dear ones. Vacations are also times when bonds between different individuals are strengthened and new discoveries are made, for instance, a father discovering the natural affinity of his daughter to scuba-diving and so on. Little wonder, each and every family member eagerly looks forward to going out on a vacation, having fun and creating memories for a lifetime.

 Travel Insurance


But, what if the tranquility of the vacation was disturbed through an unforeseen accident or an event? Imagine you are on trip to Europe and suddenly the bag that has all the passports and cards get misplaced.  A catastrophe like that has the potential to ruin the whole trip itself. Similarly, there are hundreds of things such that can go wrong on a vacation like a theft or sickness. Wouldn’t it be nice, if there was someone who would sort the situation, take the responsibility, and work things out? Well, there is indeed a solution to all such misgivings; it is called travel insurance. By paying a small sum in terms of premium before you head out for vacations, you can ensure that the vacation goes on without any hitch whatever may be the situation. To give you an idea, here is how travel insurance helps you in times of distress:

1. Loss of passport or baggage: What happens in case you lose your passport or baggage overseas? Rather than being bothered about contacting your embassy and trying to figure things out on your own, you can simply call the travel insurance company and they will help sort out things, right from working on the documents to getting the finances right.

2. Sickness or an accident: Your health insurance policy is only applicable in your own country. However, disaster can strike anywhere and anytime. Imagine the horror if your son gets hospitalized in a country such as the USA where healthcare expenses are at least ten times more expensive. A travel insurance policy comes in handy then.

3. Missed flights, delayed or cancelled trips: Imagine a scenario where you have booked your flights tickets for your cousins wedding in Canada and at the last moment the wedding gets called off. Considering the financial loss in terms of cancellation charges and so on, your cousin won’t be the only person left with a heartache! A travel insurance policy would have saved you this loss.

4. Burglary at your home, while you are travelling abroad: An empty house is an invitation for thieves. While you are away, having the time of your life, a burglar might steal valuables from your house. Yes, a travel insurance policy takes care of this as well.

5. Emergency evacuations: Unfortunately one can never predict when and where a natural calamity like a tsunami or an earthquake might strike. The recent Nepal earthquakes are a vivid example of the same. What happens if you are caught in such a chaos on your vacation? Fortunately, travel insurance covers emergency evacuations where the insurance company takes the responsibility of flying the insured person out of this disastrous situation to his own country and providing him the required medication.

Thus, it is really a no-brainer that getting travel insurance is a pre-requisite for a peaceful and memorable holiday. And also don't forget, that when you go for insurance don't just merely go by amount of premium but rather the spread and reach of the insurer. For instance a company like Reliance General Insurance, with international standards and processes is best placed to resolve all such travel related woes.  So ensure that you buy travel insurance online from Reliance General Insurance before you head out with your family to that exotic getaway. And then, don’t forget to enjoy.

Source:http://goo.gl/41UsRm

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